|Dr Heidi Kharbhih
|Heidi is a management consultant who specialises
in identifying opportunities for improvement and forecasting business
trends. Heidi has 13 years experience across a wide range of industries,
namely, manufacturing, retail, academia and banking. Heidi has worked
on many successful business strategy projects within Marketing, Research
and Development, Logistics, Sales, Decision Science, Credit Risk,
Information Technology and Product Innovations.
"I will always be straight with the client and show them where
they can make improvements. We work together to find the right solution
for their business," says Heidi.
Whilst working in academia, Heidi taught Engineering, Mathematics
and Statistics students at both degree and Masters levels..
"It was very rewarding to see a student progress and learn
under your tuition," Heidi comments.
Alongside lecturing, Heidi also researched and published various papers
on electronic failure rates, consumer behaviour, warranty modelling
and the benefits of on-line learning. Heidi has presented her research
at many conferences and also reviewed technical papers for the Journal
of the Operational Research Society.
During her banking experience, Heidi has held the positions of Head
of Credit Risk and Decision Science Site Head responsible for Strategy,
Analytics and Modelling for a £100bn mortgage portfolio at Cheltenham
"The key to having a best practice banking modelling solution
is to link all the Operational, Impairment and Basel models, so strategic
decisions are completely aligned to business operations."
Heidi is a highly qualified consultant with a first class honours
degree, Masters in Mathematics and a PhD in Applied Statistical Modelling.